Well, first of all, it will likely take years for your C-Corporation to become credit worthy to an extent where creditors won’t require you personally to secure corporate debt. Just think, otherwise everybody with some blemishes on their personal credit history would quickly set up a business, establish corporate credit, and live happily ever after.
As far as obtaining your DUNS number for your business is concerned, you will be fine. They don’t allocate their DUNS numbers based on any other criteria than having legally established a business. Let’s not forget DNB sells this information to anybody who’s interested in it. So, by applying for a DUNS number, you’re essentially doing their homework for them.
If I were you, I wouldn’t spend the money on any of their credit monitoring plans/solutions, especially since your business seems to be brand new. Moreover, under the Fair Credit Reporting Act, you are entitled to review information that credit-reporting agencies such as Experian, EquiFax, and TransUnion have on file about you, at least every 12 months.
DNB works based on a similar principle and once you have been assigned a DNB #, you will be able to logon to their website and either review or update information they have on file for their business.
As far as building your business credit is concerned, many of the same principles that apply to building personal credit, apply here as well. Start putting a phone, perhaps a cell phone in the name of the business, and after 6 months, try to go for a Staples Credit Card.
And perhaps most importantly, pay on time!
I hope this helps.
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