I own a collection agency and I would strongly urge you against choosing any name that has collections in it or references debt. The problem is that some states don't allow you to abbreviate your company name on envelopes but the FDCPA states that you can't sent postal mail that references collections (like the postcard references). So if you put on the envelope "Quantum Collections" and address it to "John Doe", right there, you're violating FDCPA law. Everyone that sees the envelope now knows John Doe is in collections. Your best bet is sticking with a name that sounds important such as "Jim Anderson & Associates". Right there that could be from a law firm and be important. But if the person thinks its collection, they may not even open the envelope. Hope that helps.