We're a small business (software company) and have taken out bank loans in the past. But we found that actually properly managing our Accounts Receivable really helped us get the cash flow we needed (and it's the cheapest source of cash flow), instead of getting a bank loan.
Anyone else out there feel the same way? I'd be interested in hearing what other small business owners had to say.
If you could fill out this anonymous survey (only 7 questions), I would very much appreciate it: http://www.surveymonkey.com/s/F8RWKVV
Thanks and looking forward to hearing from you!