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Business liability insurance - need advise

 
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victor363

posts: 52

Jan 23, 2008 5:46 AM ET    Quote  Report Abuse
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Hey folks,

I hope I posted this in the correct topic.

I need to setup the groundwork so that I can obtain liability insurance if thinks work out how I hope. This is a subject I know nothing about; but I figure a few of you here do. Are there any resources anyone can point me to, or perhaps any words of wisdom anyone can offer? The product is a type of backrest btw.

Best regards,

Victor



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Best Regards,

Victor Wise
KevDev

posts: 96

Jan 23, 2008 12:11 PM ET    Quote  Report Abuse
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A trusted, experienced insurance agent would be a good place to start.

Good luck!



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patentandtrademark

posts: 1332

Jan 24, 2008 3:43 PM ET    Quote  Report Abuse
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most insurance is a total waste of money - total.

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James Lindon, Ph.D. Patent Attorney
Lindon & Lindon, LLC
Cleveland, Ohio
Patents, Trademarks, Copyrights, Pharmacy Law, Litigation
[this is not legal advice - provided for discussion only]
Intellectual Property for the Individual and Small Business: Identify, Protect, Enforce, Defend.
"Fools rush in where angels fear to tread."
http://www.LindonLaw.com
cynchrys

posts: 49

Mar 01, 2008 8:13 PM ET    Quote  Report Abuse
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Okay, can I ask why?

Cynthia

baxtertea2075

posts: 12

Mar 26, 2008 8:11 AM ET    Quote  Report Abuse
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Definitely start with an experienced agent and get lots of quotes!!  When I was looking for product liability insurance- I got quotes from 5 different agents.  The coverage was the same  from all the companies but there was about $200 a year difference between some of the agents.

Good luck!



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Lisa Liberatore
Baxter Tea Company
www.baxtertea.com
cspelts

posts: 20

Apr 22, 2008 4:31 PM ET    Quote  Report Abuse
Points: 0   Vote
I would start with the agent that handles your personal insurance needs first. Alot of times they will handle business insurance as well depending on who you are through. However do not stop there. Get your hands on as many quotes as possible. Insurance though some fel is a waste. You will be glad that you have it should you ever need it.
Good Luck
 
Corrina


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TapeSeal

posts: 38

May 18, 2008 12:04 PM ET    Quote  Report Abuse
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Hi Victor, I agree.  Start with your own insurance agent and ask friends/family for referrals if you don`t find someone on SuN.  Our personal insurance started going thru the roof over the last few years despite no claims on anything.  We asked a friend who has a landscaping business who they use and we couldn`t be happier.  Not only did we end up saving over $1000.00 per year on our car and home but got exceptional coverage for our business.  He is a broker and did a TON of leg work.  If you need the name/number send me a personal message.  I don`t know what state you are in, but we are in AZ. 
As for the comments from patentandtrademark it is the very nature of insurance to be a rip, until you need it!
 
So many people are so litigious it is an absolute must, especially when you are dealing with peoples body parts - - even if they are just resting against something.
 
Good luck to you!!!! 


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Tammy Richardson, President
Tape-Seal by Greystone Design, Inc.
Tape-Seal Stops Paint Bleed
602-677-1930 office
602-434-7182 Tammy`s mobile
jprichardson@cox.net or
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http://www.PerfectPaintLines.com
DaisyBates

posts: 1

Nov 29, 2010 8:25 AM ET    Quote  Report Abuse
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i really appreciate it that you shared with us such a informative post. I am agree to visit this site and read this post.Because this post has many important things. I am really happy for knowing this great post.

business liability insurance



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