Forums: Discussions for entrepreneurs and small business.

I use paypal. It`s a good service. A few times I`ve had customers who have had trouble with it, but  then you can walk it through for them, or you can do it for them (if you`re not dealing it tons of volume sales -- we do contract service, so we don`t get more than 8 sales a month).  I`ve enjoyed paypal because of their options.  Someone makes a payment and it goes into our bank account.  The auto-rebilling features are also very easy to use.



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Hope I`m not too late.  QuickBooks processing is only $12.95 per month if you buy from an authorized affiliate (higher from QB direct) which includes both the internet gateway and the virtual terminal.  You`ll also get free QB software as part of the package.  And no contract, month-to-month, so nothing to lose.  Sign up online at this link:  http://www.merchantservices-help.com/quickbooks.html
Scroll down to the `click here to apply...link, check out the fees under `common questions` and sign on. 

AMSPCS
amspcs@juno.com

Hello. I`ve been using PayPal for over a year and I`m very happy with it.  In my particular case, I did not have any web experience before starting my business and it was important for me to have simple solutions that I could personally manage.  Not only would I recommend PayPal, but I am also very happy with my shopping cart service: AuctionInc. They have an extremely accurate method for calculating shipping costs for all the major carriers.

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Brendita`s Body Works - Organic Skin & Hair Care Products

About the only monthly expense that you should have is your statement fee, which should be $10 or less. Some merchant account providers also have a monthly minimum, which is almost a non-issue, as any business that has customers should meet this minimum.

Quickbooks merchant service uses a 5 tier discount pricing structure, don`t they? If so, you are leaving some money on the table there.



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Merchant Professionals
Payment services with absolute integrity, and respect for merchants.
Merchant Accounts, Ecommerce Payment Processing, electronic check processing, cash advance for business

Have you considered  Obopay as another option for accepting payment? This is a payment service similar to PayPal except payment is made over cell phones. You can receive payments via  ones cell phone to your own cell phone. Sending  money regardless the amount is only 25 cents! Receiving money and Membership are totally free! You even have the option to have  all received money  held in trust in a membership account or direct deposited into your own bank account. Only fees charged is if you fund your membership account with a credit card or ATM debit card which will charge a 2% fee. Funding thru your bank account is free. You can sign up and receive a link to offer your customers to sign up thru and get paid $5 for each referral that signs up and sends money. Have your customer sign up prior to close of sale and make $5 off the transaction   For details:  https://www.obopay.com/consumer/Welcome.do or contact :   r.lyon@verizon.net

I agree with Hersh. Google Checkout or Paypal are great for new start-ups who want to sell online. 

I`ve been using Paypal, so far great.  $30/month and like how its then right in my Paypal account which I use for business anyways. 


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Rogue CFO
Virtual CFO helping launch startups.
RogueCFO.com
Rogue CFO On Twitter

If people are happy with Paypal, then I`m happy for them.  But I can`t imagine why anybody
would even consider paying $30 monthly for Paypal as the above poster mentions, when
a real merchant account can be obtained for only $20-30 (depending on merchant type).
Seems like a monumental short-change to me.

AMSPCS

I`ve used Paypal for selling on Ebay.  From my experience, they are great for protecting the buyer but not so much for the sellers.  They basically allow chargebacks for almost any reason.  I`m not sure if a merchant account would be any different; just throwing my 2 pennies in =)

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Jennifer Kim
Founder and CEO
Sweet and Single LLC
"The Premiere Dating Service for Asian American Professionals"